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all42.94 here43.09 tonight43.34 because43.58 housing43.9 discrimination44.22 continues44.77 in45.26 Watertown45.41 and45.9 throughout46.05 the46.45 Boston46.53 region.47.02 The48.62 Human48.77 Rights49.09 Commission49.34 works49.73 to49.98 ensure50.05 that50.38 all50.53 persons50.7 enjoy51.09 equal51.58 opportunity51.82 regarding52.38 housing,52.94 employment,53.49 education,54.62 public55.58 accommodation,55.98 and56.54 city56.7 services.57.02 The58.3 commission58.46 promotes58.78 human59.1 rights59.34 through59.58 a59.74 variety59.82 of60.22 means,60.3 such60.46 as60.7 tonight's60.78 educational61.18 forum.61.82 The62.78 HRC63.02 complaint63.58 process63.98 allows64.46 residents64.78 to65.18 register65.26 a65.66 concern65.82 related66.22 to66.54 a67.1 human67.18 right.67.5 While68.47 the68.63 Commission68.78 has69.11 no69.34 enforcement69.58 power,70.22 it70.47 can70.63 provide70.78 guidance71.51 on71.83 available71.98 resources.72.47 If73.75 you73.91 have73.98 inquiries74.31 related74.7 to75.03 the75.11 Commission's75.27 work,75.58 please75.91 contact76.15 staff76.63 liaison76.87 to77.34 the77.42 Commission,77.58 Doug78.06 Newton,78.31 dnewton@watertownma.gov.80.78 82.56 The82.56 genesis82.72 of83.12 tonight's83.28 meeting83.6 is83.84 the84 February84.16 202584.76 report85.36 issued85.76 by86.08 the86.24 housing86.4 discrimination86.8 testing87.52 program87.92 at88.32 Suffolk88.48 Law88.88 School.89.12 The90.4 report90.56 documents90.96 instances91.44 of92.56 housing92.72 discrimination93.12 in93.68 the93.76 1393.92 communities94.4 in94.88 the94.96 West95.12 Metro95.36 Home95.76 Consortium,96 including96.48 Watertown.96.96 Our98.3 speakers98.45 tonight98.94 are99.17 from99.25 that99.5 program99.66 and99.97 will100.06 summarize100.22 the100.61 report's100.86 findings.101.17 The103.02 testing103.17 programs103.58 are103.97 considered104.14 one104.45 of104.61 the104.69 best104.86 ways105.02 to105.33 combat105.58 housing105.89 discrimination.106.3 Testing107.66 deters108.38 discrimination108.86 and109.58 identifies109.81 violations110.38 which110.85 are111.09 referred111.25 to111.58 state111.73 authorities.111.97 And113.5 every113.58 property113.74 owner,114.14 manager,114.46 and114.78 real114.86 estate115.02 agent115.26 understands115.66 that116.06 their116.14 words116.3 and116.54 actions116.7 may117.02 subject117.26 them117.58 to117.82 state117.98 investigation118.3 and118.86 penalties.119.02 One120.86 of121.1 the121.18 referrals121.34 coming121.66 out121.9 of121.98 this122.06 testing122.3 program122.62 resulted122.94 in123.34 a123.42 consent123.5 agreement123.9 in124.3 June124.46 between124.62 Coldwell125.42 Banker125.74 and125.74 MCAD,126.54 the127.1 Mass128.14 Commission129.68 Against129.68 Discrimination.129.68 Other129.68 reference129.92 matters130.31 are130.64 still130.8 under131.03 investigation.131.36 133.28 The133.28 city133.52 of133.68 Watertown133.92 and134.47 other134.72 members134.96 of135.28 the135.36 West135.52 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housing161.1 discrimination,161.43 educating162.78 property164.14 owners,164.54 managers,165.1 and165.5 real165.66 estate165.82 agents166.06 about166.38 fair166.63 housing166.86 practices.167.19 Owners,168.86 and169.19 managers,169.42 and169.91 agents170.06 are170.38 in170.54 the170.63 marketplace170.78 every171.26 day171.5 and171.66 using171.82 best172.14 practices172.38 is172.86 is173.42 a173.5 sure173.66 way173.82 to173.99 avoid174.21 legal174.45 issues.174.69 But176.21 using176.45 best176.77 practices176.93 is177.41 not177.57 just177.73 about177.97 obeying178.29 the178.61 law.178.77 Sometimes179.89 assumptions180.37 about180.77 who181.01 is181.09 a181.25 good181.33 tenant181.49 are181.73 counterproductive.181.89 A183.49 great183.65 example183.89 is184.29 the184.45 prospective184.53 tenant185.01 who185.33 is185.41 using185.57 a185.81 voucher185.97 to186.45 help186.61 pay186.93 rent.187.17 187.97 While188.19 the188.28 tenant188.36 may188.59 have188.68 a188.84 lower189 income,189.24 which189.47 poses189.72 a190.03 potential190.19 financial190.68 risk,191.08 the191.72 voucher191.96 ensures192.28 that192.68 the192.75 tenant192.92 is193.16 someone193.31 who's193.56 going193.79 to193.96 pay194.03 on194.28 time194.44 every194.75 month.195 Now,197.31 before198.03 we198.44 continue,198.59 I198.92 want199 to199.24 introduce199.4 tonight's199.79 speakers.200.19 Emily201.74 Cortez202.14 is202.62 a202.7 clinical202.86 fellow203.26 with203.5 Suffolk203.74 University204.14 Law204.7 School204.86 Center205.18 for205.42 Housing205.66 Justice205.98 and206.38 Policy.206.54 She207.66 graduated207.9 from208.3 Suffolk208.54 Law208.86 and209.02 does209.18 fair209.42 housing209.66 training,209.98 community210.54 outreach,210.86 and211.26 also211.5 coordinates211.82 discrimination212.38 testing213.1 throughout213.5 Massachusetts.213.9 Her215.72 colleague,215.88 Ashley216.28 Grant,216.59 is216.91 an217.07 attorney217.24 working217.56 with217.88 the218.03 Accelerator218.19 to218.75 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and247.94 Policy.248.1 We249.31 wanna249.54 thank249.87 the250.1 city250.26 of250.5 Watertown250.75 and251.31 all251.47 of251.63 the251.78 West251.87 Metro252.19 communities252.59 who253.15 have253.31 partnered253.38 with253.78 us253.94 in254.1 our254.26 efforts254.5 to254.91 take254.99 action255.31 against256.02 housing256.35 discrimination,256.82 and257.82 to257.98 make258.14 affordable258.3 and258.94 safe259.18 homes259.5 accessible260.06 to260.62 all260.86 people261.02 in261.42 the261.5 Metro261.66 West262.06 and262.3 Greater262.46 Boston262.78 areas.263.26 This264.46 work264.78 in265.1 our265.34 efforts265.5 to265.82 provide265.98 education266.38 and266.94 resources267.18 to267.82 community267.98 members268.46 would269.02 not269.18 be269.42 possible269.58 without269.98 your270.3 help,270.46 so270.78 we270.94 thank271.18 you.271.34 276.7 Tonight's276.7 presentation277.19 will277.75 discuss277.99 a278.63 quick278.87 overview279.19 of279.66 the279.82 history279.99 of280.38 housing280.54 discrimination280.87 in281.58 this281.75 country,281.9 and282.63 the282.87 need283.02 for283.35 the283.66 fair283.82 housing284.06 law284.46 protections284.7 that285.19 we285.35 have285.5 today.285.75 We286.7 will286.94 also287.02 discuss287.34 discriminatory287.9 practices,288.62 what289.66 they289.82 are,290.06 and290.46 the290.62 things290.78 to291.1 do291.34 and291.5 not291.74 to291.98 do292.06 when292.3 assisting292.54 someone293.02 during293.42 their293.66 housing293.82 search.294.22 We295.34 will295.5 then295.66 discuss295.9 fair296.38 housing296.62 generally296.94 and297.98 our298.3 findings298.54 from299.34 our300.18 2020300.42 study,300.98 conducted302.25 by302.81 the302.98 center303.13 called303.54 Qualified303.94 Renters304.5 Need305.13 Not305.3 Apply.305.3 This306.34 study306.66 was306.98 done307.22 prior307.69 to308.25 the308.57 consortium309.38 study309.94 that310.25 we310.42 did310.57 in310.81 the311.06 West311.3 Metro311.54 Area.311.94 This312.66 kind312.98 of313.22 was313.46 a315.3 trial315.46 run315.94 of316.34 when316.74 we316.98 tested317.54 for318.1 voucher318.34 discrimination.320.34 And320.58 the320.58 consortium320.82 study321.46 built321.86 off322.1 of322.34 that,322.5 built323.22 off323.54 of323.62 the323.78 findings323.94 that324.26 we324.42 originally324.58 found324.98 back325.3 in325.46 2020.325.62 We'll327.22 then327.46 provide327.7 some328.1 tips328.34 and328.65 best328.81 practices329.06 for329.62 real329.78 estate330.01 professionals330.34 to330.9 follow331.06 during331.86 a332.34 client's332.57 housing333.06 search.333.38 And334.1 we334.25 will334.34 conclude334.57 the334.9 presentation335.06 with335.69 a335.94 Q336.01 and336.25 A,336.42 and336.81 clarify337.13 any337.69 information337.94 or338.42 questions338.57 that338.98 you339.13 may339.3 have.339.46 I340.34 also340.57 want340.81 to341.06 state341.13 that341.38 this341.54 presentation341.78 is342.42 not342.65 legal342.9 advice.343.22 We344.17 are344.41 not344.49 nor344.97 cannot345.29 provide345.77 any346.09 legal346.33 advice,346.65 so347.37 we347.53 will347.69 try347.85 and348.01 answer348.25 any348.49 questions348.73 you349.13 might349.29 have349.45 to349.69 the349.85 best349.93 of350.17 our350.25 ability,350.49 but350.97 please351.29 know351.53 that351.69 we351.85 cannot351.93 answer352.33 any352.65 specific352.97 legal353.37 questions.353.77 357.73 So357.73 here357.96 we358.21 have358.37 two358.61 maps.358.76 The359.65 first359.88 map360.13 shows360.44 Boston's360.76 1930s361.88 redlining362.37 map.363 The363.81 federal363.96 government364.76 graded365.25 neighborhoods365.65 by366.44 investment366.76 risk367.32 in367.65 the367.81 1930s368.29 and368.61 the368.85 40s.368.93 The370.18 green370.42 areas370.66 on370.98 the371.14 map371.22 were371.54 considered371.78 the372.26 best372.42 areas,372.74 and373.62 the373.78 red373.94 areas,374.26 which374.82 were375.06 often375.3 black376.26 or376.5 immigrant376.66 neighborhoods,377.14 were377.86 labeled378.1 as378.58 hazardous.378.82 Those380.34 red380.66 line380.9 areas381.14 were381.54 denied381.78 loans382.26 and382.66 investment382.9 for383.46 decades,383.7 creating384.63 lasting384.95 racial385.44 and385.75 economic386 divides.386.48 These387.68 red388 line388.24 neighborhoods388.48 still388.88 face389.12 lower389.44 home389.83 ownership390.07 rates391.12 and391.44 less391.68 access392 to392.39 wealth392.56 and392.79 resources393.12 even393.68 today.393.91 The395.27 effects395.44 of395.83 these395.91 policies396.15 are396.63 still396.79 visible397.12 today.397.44 And399.07 the399.39 second399.55 map399.87 on400.75 the401.07 right401.31 hand401.55 side401.71 of401.95 the402.11 screen402.19 uses404.43 2010404.83 census404.83 data.405.31 Each406.43 dot406.83 is408.59 one408.99 person408.99 for409.71 white,410.35 green,410.83 sorry.412.88 Each415.04 area415.37 of415.69 the415.76 map415.93 is416.25 color416.4 coded.416.73 So,417.52 the419.13 color419.44 in420.17 the420.81 dark421.2 blue421.52 shaded422.17 area,422.56 that423.13 signifies423.52 the424.32 demographic424.88 that's425.44 made425.69 up425.85 primarily426 of426.56 white426.73 individuals.426.96 The428.7 green428.86 area429.26 shows429.98 the430.46 area430.7 where431.02 there's431.1 predominantly431.66 black432.22 individuals.432.54 The433.82 red433.98 areas434.22 are434.7 predominantly434.86 Asian435.58 individuals,435.9 and436.78 the437.02 orange437.18 areas437.58 are437.98 predominantly438.14 Hispanic438.94 individuals.439.42 So440.38 you440.62 can440.7 see440.94 how441.1 Boston441.58 remains442.06 segregated,442.46 and443.51 the443.84 patterns444 closely445.04 follow445.51 the445.92 old446.07 redlining446.31 boundaries446.96 that447.6 took448.4 place448.63 in449.04 the449.36 1930s449.75 and450.31 40s.450.48 452 Together452 the452.48 maps452.63 show452.96 how453.19 historic453.44 redlining453.92 shaped454.48 today's454.71 racial455.04 and455.36 economic455.6 patterns456.07 in456.48 housing.456.63 Even457.61 though457.85 redlining458.01 is458.65 illegal458.81 now,459.29 its459.85 legacy460.09 continues460.57 through461.13 steering,461.45 lending,462.17 and462.65 zoning462.89 practices.463.29 This464.49 is464.73 why464.89 fair465.13 housing465.37 testing,465.77 homeowner466.33 outreach,466.97 and467.45 education467.69 are468.25 so468.41 important468.65 today.469.05 They469.94 uncover470.19 the470.58 ongoing470.82 discrimination471.23 and472.11 push472.5 towards472.82 real473.38 housing473.71 equity.474.02 This478.58 is478.82 a478.99 quote479.06 here479.38 from479.63 the479.87 Kerner480.02 Report.480.43 In481.79 1968,482.45 the483.57 report483.73 of484.05 the484.21 National484.45 Advisory484.85 Commission485.49 on485.81 Civil486.05 Disorders486.29 was487.25 ordered487.49 by487.73 President487.97 Johnson.488.53 Its489.65 goal489.89 was490.21 to490.37 find490.53 out490.77 what491.01 caused491.25 the492.21 unrest492.53 occurring493.01 in493.41 the493.49 country493.65 at493.97 the494.13 time,494.29 and494.61 how494.93 the495.25 government,495.41 if495.89 they496.05 could,496.21 prevent496.45 it.496.85 And498.23 the498.7 1968499.02 report499.9 warned500.38 that501.02 America501.26 was501.75 dividing501.99 into502.46 two502.87 societies,503.1 one504.06 black504.38 and504.7 one504.87 white,505.1 separate505.99 and506.46 unequal.506.7 It507.82 linked508.06 that508.46 divide508.79 directly509.26 to509.75 housing509.9 discrimination510.23 and510.94 segregation.511.19 This512.66 report512.9 helped513.3 lead513.62 to513.86 the514.02 Fair514.1 Housing514.34 Act,514.66 but515.22 its515.46 message515.62 still516.02 applies516.34 today.516.74 We're517.46 still517.7 working518.02 to518.34 undo518.5 the518.82 effects518.98 of519.38 redlining,519.54 bias,520.42 and520.98 unequal521.3 access521.86 to522.18 housing522.34 opportunity.522.74 527.34 Doctor527.34 Martin528.38 Luther528.7 King529.01 Jr's529.34 assassination529.74 in530.62 April530.86 1968531.82 was532.86 a533.1 turning533.25 point533.58 for533.89 civil534.05 rights534.38 and534.77 housing535.01 reform.535.5 His536.53 death536.77 sparked537.17 nationwide537.5 outrage538.13 and538.62 unrest,538.77 which539.58 puts,540.56 sorry541.44 I'm541.84 a542.24 little542.32 tongue542.56 tied542.8 today.543.04 This544.72 pushed545.04 Congress545.36 to545.84 finally546 act546.56 on547.04 stalled547.36 civil547.68 rights548 legislation548.32 that548.96 had549.12 not549.28 moved549.6 at549.92 all550.08 during550.4 the550.64 time550.8 period.551.04 Just552.32 one552.64 week552.96 after553.36 his553.6 assassination,553.84 lawmakers555.11 passed555.58 the555.9 Fair556.14 Housing556.38 Act556.71 of556.95 1968,557.11 and558.23 this558.46 was558.63 a558.78 law558.95 that559.18 Doctor559.42 King559.66 had559.99 long560.23 fought560.54 for.560.78 The561.75 act561.9 banned562.3 discrimination562.63 in563.35 housing563.5 based564.07 on564.3 race,564.46 color,565.18 religion,565.75 and566.3 national566.54 origin.566.95 In568.19 many568.35 ways,568.59 it568.83 became568.99 part569.39 of569.71 Doctor570.03 King's570.35 lasting570.75 legacy,571.23 and571.95 it572.19 turned572.35 his572.59 vision572.75 of573.07 equal573.31 opportunity573.63 into574.27 housing574.59 law,574.99 even575.55 as575.87 the576.11 struggle576.27 for576.59 true576.83 enforcement577.07 continues577.71 today.578.19 582.38 After582.38 the582.87 Fair583.11 Housing583.26 Act583.67 was583.9 signed,584.07 it584.71 provided584.95 protections585.42 for585.99 housing586.14 seekers586.55 against587.02 many587.35 types587.59 of587.83 housing587.99 discrimination.588.38 Additionally,589.75 communities590.38 that590.87 have591.02 benefited591.26 historically591.83 from592.47 discriminating592.71 against593.35 minorities593.75 were594.68 required595 to595.4 take595.56 action595.8 to596.2 remedy596.36 the596.76 long596.92 term597.16 impact597.4 that597.8 it's597.96 had598.12 on598.28 the598.44 housing598.6 and598.84 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unavailable635.85 for636.57 inspection,636.81 setting637.85 up638.09 a638.33 tour,638.49 or638.89 applying639.13 for639.53 the639.69 unit.639.85 643.99 Blockbusting643.99 is644.78 also644.95 prohibited645.18 under645.66 the645.83 Fair645.99 Housing646.14 Act.646.54 Blockbusting647.35 occurs647.99 when648.46 a648.7 housing648.87 provider649.26 persuades650.07 or650.7 tries651.02 to651.26 persuade651.42 homeowners651.9 to652.78 sell653.02 or653.35 buy653.66 homes653.9 by654.75 suggesting654.99 that655.47 people655.71 of656.03 a656.35 particular656.43 protected657.15 class657.71 have658.51 lived658.75 there659.07 or659.31 are659.63 about659.71 to659.95 move660.11 into660.27 the660.51 neighborhood,660.67 and661.55 these661.79 housing662.03 providers662.43 or662.91 agents663.15 receive663.63 compensation664.03 through664.75 the664.91 commission665.07 of665.47 the665.63 sale.665.79 You667.66 cannot667.83 deny668.23 access668.63 to668.95 any669.26 organization669.5 or670.14 service670.38 related671.02 to671.35 the671.5 sale671.66 of671.9 housing672.07 or672.87 renting.673.18 You674.14 cannot674.3 set674.71 different674.95 terms675.26 for675.58 accessing675.83 these676.3 services,676.46 memberships,677.11 or677.66 participation.677.9 This679.42 may679.66 arise679.83 in680.07 the680.23 context680.3 of680.71 an680.87 MLS681.02 listing681.5 service681.9 or682.3 a682.38 homeowners682.46 association683.25 group.683.73 You685.33 cannot685.57 publish685.97 any686.37 advertisements,686.85 notices,687.73 or688.37 statements688.61 indicating689.17 a689.57 preference689.81 or690.29 limitation690.53 based691.33 on691.57 a691.73 protected691.81 class.692.37 The693.57 act693.81 of694.05 publishing694.21 a694.69 rental694.85 ad695.25 or695.49 a695.73 sales695.81 ad696.21 that696.45 is696.61 discriminatory697.1 is697.82 one698.05 violation698.38 of698.86 the699.01 Fair699.17 Housing699.41 Act.699.74 The700.62 actual700.86 denying701.25 of701.74 housing701.89 is702.38 a702.53 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